Ap95 Privacy Policy — Protecting Malaysian Members' Information
Ap95 is committed to protecting the privacy and security of every member's personal information in Malaysia. This Privacy Policy clearly outlines how we collect, use, store, and safeguard your data each time you use our platform.
1. Information We Collect
When you register and use the ap95 platform, we collect various types of information to ensure our services run smoothly, securely, and are relevant to you. Below are the categories of information we collect:
Account Information
During registration, we collect your full name, date of birth, phone number, email address, and username. This information is used to verify your identity and confirm that you meet the minimum age requirement.
Device & Browser Information
We automatically collect technical data including device type, operating system, browser version, IP address, time zone, and language settings. This helps us optimise the platform experience across all devices in Malaysia.
Payment Information
For deposits and withdrawals in Malaysian Ringgit (RM), we collect information related to your chosen payment method, such as local internet banking and digital wallets. Full account numbers are never stored by ap95 — all transactions are processed through approved, secure payment processors.
Cookies & Usage Data
We use cookies and similar tracking technologies to record usage patterns, pages visited, session duration, and your preferences. This data is used to improve platform functionality and personalise the content displayed to you.
Summary of Data Collected
- Name, email, phone number
- Date of birth for age verification
- Payment information (RM/MYR)
- IP address & device type
- Browser cookies & session data
- Activity and transaction records
2. How We Use Your Information
Personal information is used to verify member identities, confirm age eligibility, and prevent fraud or duplicate account creation on the ap95 platform.
Data is used to process financial transactions in MYR, provide customer support, send important notifications, and keep the platform running at its best.
Usage data analytics help us understand how Malaysian users interact with the platform and improve the overall experience, including mobile optimisation and relevant content.
3. Cookies, Tracking & Data Security
Cookie Policy
Ap95 uses essential cookies to keep the platform running properly, performance cookies to analyse how users interact with the platform, and functional cookies to remember your preferences such as language and display settings. You can manage cookie settings through your browser, though disabling certain cookies may affect platform functionality.
Data Security
Ap95 employs a range of technical and organisational security measures to protect your personal information from unauthorised access, disclosure, alteration, or destruction. These measures include data encryption during transmission, strict access controls on internal systems, and continuous security monitoring.
Data Retention Period
We retain your personal information for as long as your account remains active or as needed to provide our services, meet legal obligations, resolve disputes, and enforce our agreements. Following account closure, certain data may be kept for a period as required under applicable Malaysian law.
4. Sharing Information with Third Parties
Ap95 does not sell, rent, or disclose your personal information to third parties for their own marketing purposes without your explicit consent. However, there are limited circumstances where information may be shared:
- Payment Processors: Information required to process deposits and withdrawals in MYR is shared only with approved and regulated payment processors.
- Legal Requirements: ap95 may disclose information where required by Malaysian law, court order, or a legitimate request from a government authority.
- Fraud Prevention: Where there is reasonable suspicion of fraudulent activity or money laundering, relevant information may be shared with the appropriate authorities.
- Service Providers: Third parties that assist us in operating the platform — such as cloud and analytics services — may access certain data, but are bound by strict confidentiality agreements.
All third parties we work with are required to protect your information to a standard equal to or higher than what we have set out in this Privacy Policy.
We Will Never
- Selling your data to advertisers
- Disclosing your password
- Sharing without lawful basis
- Using your data for other purposes without prior notice
5. User Rights & How to Contact Us
Your Rights as an ap95 Member
As a user in Malaysia, you have the following rights regarding your personal data:
- Right of Access: You may request a copy of the personal information we hold about you at any time.
- Right to Rectification: You have the right to correct any inaccurate or outdated information in your account.
- Right to Erasure: You may request the deletion of your personal information, subject to any applicable legal retention requirements.
- Right to Object: You have the right to object to the processing of your data for specific purposes, including marketing communications.
Policy Changes & Contact Us
Ap95 reserves the right to update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Members will be notified of any material changes via the platform or their registered email at least seven (7) days before the changes take effect.
To submit any request relating to your personal data, or if you have any questions about this Privacy Policy, please contact the ap95 support team via the in-platform live chat. You may also refer to the FAQ us for more information.
Your Privacy, Our Priority
Ap95 is committed to the security and privacy of every member in Malaysia. Register with confidence and enjoy a platform that is safe, transparent, and trustworthy.
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